Get pre-approved first
Dominic reviews your income, down payment and credit picture, then confirms a realistic price range and holds your rate for a defined window.
First-time buyers · Markham & Durham Region
A pre-approval is a number. It should also be a plan.
A pre-approval tells you your real price range, holds your rate while you shop, and makes your offer credible the moment you find the place. Dominic walks first-time buyers through it in plain language, from documents to closing day.
Ontario-licensed mortgage agent · Free pre-approval, held rate while you shop · First-time buyer programs explained plainly
Dominic Mascoll Mortgage Agent Level 2
House-hunting before you're pre-approved costs you time and leverage
A pre-approval is not a formality: it tells you your actual budget and protects your rate while you look.
Understand your options
First-time buyer programs and down payment sourcing explained in plain terms, checked for eligibility before you apply.
Offer with confidence
A pre-approval in hand means your offer is taken seriously, and there are no financing surprises later in the deal.
One conversation before the house hunt
Nothing to prepare for the first call.
Dominic Mascoll Dominic compares options across Tier 1 banks, credit unions and private lenders, at no cost to talk and no obligation.
You send
The basics: what you earn, what you have saved, and where you want to buy.
You talk
What you can afford, what you would need up front, and what a held rate protects while you look.
You decide
You leave with a number you can trust and a pre-approval path in writing, ready when you are.
What we offer
- Home purchases
- Refinancing
- Mortgage renewals
- Investment property loans
- Multi-unit purchases
- Equity-based loans
- Credit repair assistance
- Bridge loans
- Business loans
- Spousal buyouts
Verified review
“Dominic Mascoll made our first home-buying experience incredibly smooth and stress-free. After days of online searches and phone calls to our bank we felt confused and overwhelmed. He took the time to explain every step of the mortgage process, ensuring we felt confident and informed throughout. His professionalism and dedication truly sets him apart”
Frequently asked questions
How much does a pre-approval cost?
Nothing. A pre-approval is a free review of your income, down payment and credit to confirm what you can realistically afford, with your rate held for a defined window.
How long is a pre-approval valid for?
A pre-approval commonly holds a rate for up to 120 days, though the exact window depends on the lender. Dominic confirms the current terms when you apply.
Do I need to have a house picked out first?
No. Getting pre-approved first tells you your real budget, so you can shop with confidence instead of guessing.
First-time buyers · Markham & Durham Region
Reserve your spot, then pick a time
Leave your details and we'll hold your spot, then you go straight to the booking page to pick a time that suits you.
- Ontario-licensed mortgage agent
- Free pre-approval, held rate while you shop
- First-time buyer programs explained plainly
You'll be speaking with Dominic Prefer to talk? Call (416) 525-2918.